If You Died Tomorrow, Would Your Business Die With You?

By Karla Kerr, Funeral Director & Death Doula
The Empowered Estate

You have systems for everything. Client onboarding. Marketing. Invoices. Taxes.

But if you died tomorrow… would your family know how to access your business? Shut it down? Transfer it? Even log in?

Most ‘solopreneurs’ are the business. Which means when you die, your family doesn’t just lose you, they inherit chaos.

Picture this:

Your spouse can’t access your laptop.
Your bookkeeper doesn’t have your passwords.
Clients are still booking.
Subscriptions are auto-renewing.
Payroll is due.
CRA filings are outstanding.

Grief is heavy enough. Legal liability and financial confusion make it worse.

---

As a business owner, planning for death is a mark of leadership.

Here are 5 things *someone you trust* must know:

1. Where your passwords are stored (and how to access them)
   
2. Who your key contacts are (accountant, lawyer, virtual assistant, web host)
   
3. How to access your banking and payment processors
   
4. What subscriptions and recurring expenses exist
   
5. Your wishes: close, sell, or transfer the business?
   

---

This is more than risk management.

It’s an act of love.

It’s responsible leadership.

It’s financial protection.

Your business is an asset. Treat it like one – even in death.

Join us March 10 at ourAccountability Party and take the first step, or order your Empowered Estate Planner and start documenting your systems today.

Because brave business owners plan for everything — including dying.